Financing Options for Your New Shed, Garage, or Backyard Building

We understand that purchasing a new shed, garage, or other backyard building is a significant investment. That’s why we offer a variety of flexible financing options to help make your purchase more affordable. All loan applications and processing are handled by our in-house financing team. Ready to get started? Call us now at 760-244-5263 to begin the application process!

⚡⚡ Wells Fargo Special Financing Promotion – 18 Months No-Interest Financing OAC* 💰

Limited-time promotional financing with approved credit.

Get 18 months of no interest if the purchase balance is paid in full within the promotional period. Minimum monthly payments are required during the promotional period.*

  • No minimum credit score to apply.
  • Home Ownership: NOT required.

This financing promotion cannot be combined with the discounted price. Customers may choose either offer.

*This is a deferred interest promotion. If the purchase balance is not paid in full within the special terms promotional period, interest will be charged to the account from the purchase date at the regular APR for Purchases. 

**The Outdoor Solutions credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $480.00 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 09/03/2024 and is subject to change. For current information, call Wells Fargo at 1-800-431-5921. Offer expires 12/31/2026.

Credit Union: Low Rates and Long Terms = Low Monthly Payments!

We are proud to partner with leading credit unions to provide some of the best financing terms available. This option is ideal for well-qualified buyers with credit scores of 680 and above and debt-to-income ratios under 50%.

  • Low Rates: Enjoy competitive interest rates ranging from 6.99% to 10.99% for qualified buyers.**
  • Flexible Terms: Choose a term that fits your budget, from 3 to 20 years.**
  • Maximum Loan amounts: $100,000.
  • No Prepayment Penalties: Pay off your loan early without any additional fees.**
  • Minimal Fees: The only fee associated with this financing option is a $20 UCC filing fee.**
  • Home Ownership Requirement: Typically, customers need to be listed as owners of their home to qualify. Some exceptions may apply.**

For customers with credit scores under 680 but over 640, financing may still be available with rates typically starting at 12.99% and loan terms up to 12 years.

**Subject to Credit Approval. Terms subject to change without notice.

Rent-to-Own Program – No Credit Check

If you’re interested in making payments but prefer not to finance, check out our in-house Rent-to-Own option. This program allows you to make affordable monthly payments without the need for credit checks or long-term commitments. Visit our Rent-to-Own page for more details.